Most people want their money to work hard for them – and in this financial climate, the harder the better.
Fortunately there are lots of easy ways to save on everyday spending, and the amounts stack up, fast.
Here are 10 ideas for starters:
- Pay off your most expensive debts first. Pay off your credit card balance in full each month. If you can’t, look for a lower-cost loan instead.
- If you’ve never switched energy provider, now’s the time. Give your supplier meter readings regularly, to ensure you’re not landed with a large bill or build a large credit balance. And if you have a prepayment meter, get it changed for a credit meter if at all possible.
- If you’re faced with phoning a number starting with 084 or 087, look on www.saynoto0870.com for a geographic alternative. They’ll be cheaper to call, especially if you’re using a mobile.
- If you put more than £10 a month on a pay-as-you-go mobile, you can save money and without being tied in to a contract. Find out how here.
- Don’t get caught by a monthly download limit on your internet. Look out for internet with unlimited data allowance and no minimum contract.
- Find out whether a water meter would save you money.
- If you buy a coffee, sandwich and/or cookie each day, add up the total cost over a month. Are they really worth so much?
- Look critically at extended warranties on electrical goods: do you really need them?
- If you’re paying to be a member of something and not using it – like a gym – cancel and save.
- Save on items for your home: check out www.freecycle.org.
Everyone has bills to pay.
And most people hate paying more than they need to – especially for things they have to buy.
Most people want great value for money, and good service too.
If that includes you, you’re in the right place. Find out how to save money on your everyday bills and shopping, with award-winning customer service.
See how to save on your bills and shopping